Resources & Links


  • Opt Out Prescreen official Consumer Credit Reporting Industry website to opt outof unsolicited offers of credit and insurance. Will help cut down on the ‘junk mail’ you receive in the mail.
  • Annual Credit Report Fight identity theft by monitoring and reviewing your credit report. You may request your free credit report online. The report is TRULY FREE, unlike many of the TV commercial sites that claim to be.
  • Fannie Mae Helpful information for homeowners.
  • Freddie Mac Helpful information for homeowners.
  • The Federal Reserve Board A consumer’s guide to the mortgage settlement process. A “How-To” guide for the mortgage selection process.
  • HUD’s YouTube channel Great videos that help guide a consumer through the home buying process. Be sure to view the videos entitled “Shopping for Your Home”, “Shopping for Your Loan’, and “Closing the Deal”.
  • - Buying a Home Federal Government website dedicated to supplying information for the consumer. Be sure to check out the section on Buying vs. Renting for a quick calculator if you are curious as to whether or not owning a home is right for you financially.
  • Utility Listing Some of the utility companies available in Virginia.
  • Virginia Recording Costs by County At Home Closing 101 you will find the information you need to prepare yourself for closing day.
  • Virginia Recording Costs by County A public website that allows you to input sales price/tax assessment and loan figures and calculate how much the Clerk will charge to record the documents you select.
  • HUD's Settlement Cost Booklet